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April Tip:

Since April brings Tax Day and finances are likely to be on your mind, take a look at your particular financial situation and what causes you stress. List specific ways you can reduce spending or schedule time with a credit counselor or tax advisor. Although this may seem daunting, putting things on paper and committing to a plan can reduce stress. Also, consider substituting healthy for unhealthy ways to manage stress. Healthy stress-reducing activities can be inexpensive and quick—like taking a short walk, meditating or talking things out with friends or family. If you’re feeling overwhelmed by talk of the economy on the evening news, turn it off. Remember that unhealthy behaviors develop over the course of time and can be difficult to change, so focus on changing one thing at a time.